Investment Opportunity Two Modern Freehold Villas with Great ROI in Lovina
North Bali · 3 Bed · 3 Bath · 271m²
The key facts
Who owns whatFreehold
Freehold (Hak Milik / SHM). Full ownership with no end date. Only Indonesian citizens can hold it. Foreigners can't own freehold in their own name. "Nominee" arrangements (an Indonesian holding it for you) aren't legally protected, and a Bali regulation from February 2026 (Perda Bali 4/2026) bans them, with administrative sanctions.
Freehold: for Indonesian buyers. A foreign buyer’s options:
Through your own company (PT PMA, Hak Guna Bangunan)
A foreign-owned Indonesian company can hold a right to build and use the land (HGB). It usually starts at 30 years and can be extended and renewed. It needs a registered company with the right business licence, and it has setup and yearly costs. Owning through a company does not by itself let you rent the villa to guests: short-stay rental needs its own tourism licence, and the small-villa rental licence is currently closed to foreign-owned companies. Check what's allowed for your structure before you buy.
Right to use (Hak Pakai)
Foreigners can hold a right to use a home to live in (the rules require a valid permit to be in Indonesia, not necessarily a KITAS). It starts at up to 30 years and can be extended and renewed. There's a minimum property price, set by region. Of these options it's the one banks may finance; leaseholds generally can't be.
This is general information, not legal advice. Check the title and the contract with an independent notary (PPAT) before paying anything.
Lease
Freehold has no end date: nothing runs down.
Price vs similar villasMedium confidence · 27 villas
Each dot is one of 27 live freehold villas in North Bali; the orange dot is this one, at IDR 4B. Prices are what sellers are asking today.
If you rent it out long-termEstimate
Too few long-term rentals like this one in North Bali to estimate the rent. Try your own numbers.
Can you rent it out?
Ask what the zone allows before counting on rental income. Holiday rental needs its own business licence, which this listing doesn't mention. What the licence is.
What it costs to buyEstimate
Freehold needs an Indonesian buyer. A foreign buyer's own company (PT PMA) adds setup and yearly costs.
Questions to ask before you buy
- Can I see the land certificate (SHM, HGB or the lease deed)? Is it in the seller's name?
- What zone is the land in (for example yellow or pink), and does it allow a villa or renting it out?
- Is there a building permit (PBG, formerly IMB)? A certificate that the building is fit to use (SLF)?
- Are the land and building taxes (PBB) paid? Any debts, disputes or family claims on the land?
- Who pays the notary fees and the transfer taxes?
- Is it rented now? Will that contract continue after the sale?
- What were the actual bookings and costs last year? (Numbers, not projections.)
Ask these in writing and keep the answers. An independent notary can check the title for you.
The essentials
- Bedrooms
- 3
- Bathrooms
- 3
- Building
- 271 m²
- Land
- 2,000 m²
- Pool
- Private pool
About this villa
Positioned in the peaceful coastal region of Lovina, this unique freehold offering presents two fully operational modern villas set within a serene natural environment. Surrounded by lush banana and coconut trees, the property delivers a tranquil escape while already generating impressive rental returns since its launch in 2025. The estate consists of two separate villas—a well-designed two-bedroom unit and a charming one-bedroom villa—each with its own private living, dining, and kitchen areas. Both villas are complemented by private swimming pools, ensuring complete comfort and privacy for guests or residents. Designed with a clean, modern aesthetic, the villas are optimized for both short-term rental performance and long-term enjoyment. Their proven ROI track record makes this an attractive, ready-to-go investment in Bali’s growing northern market. Located just 7 minutes from Lovina Beach, the property benefits from close proximity to one of Bali’s most pristine coastal attractions and the main departure point for dolphin watching excursions—an ongoing draw for tourists year-round. An additional highlight is the included extra land, offering flexibility for future expansion. Whether to develop additional units, enhance facilities, or simply preserve the surrounding greenery, the space adds long-term value and vision to the investment. Set in a quiet and authentic part of Bali, yet supported by a strong tourism appeal, this property is ideal for investors seeking a combination of immediate income and future development potential.
Agency listing · first seen 6 months ago
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